Helpful Resources
Curated tools and resources to help you manage your finances, monitor your credit, and achieve your financial goals.
Trusted Financial Tools
We've selected these resources to help you on your financial journey. These tools can assist with credit monitoring, budgeting, and financial education.
Important Disclaimer
Links are provided for convenience and education. We are not responsible for third-party sites. Always verify URLs and avoid phishing attempts. These resources are not affiliated with Valley Car Credit.
Credit Monitoring & Education
CreditKarma
Free credit monitoring and education platform. Get your credit scores, track changes, and learn about credit improvement strategies.
- Free credit scores from TransUnion and Equifax
- Credit monitoring and alerts
- Credit education resources
- Credit score simulators
AnnualCreditReport.com
The official site for free credit reports from all three major credit bureaus. You're entitled to one free report from each bureau every 12 months.
- Official government-mandated site
- Free reports from all three bureaus
- No credit card required
- Secure and reliable
Budgeting & Money Management
RocketMoney
Comprehensive budgeting and subscription tracking app. Monitor your spending, cancel unwanted subscriptions, and save money.
- Track spending and create budgets
- Find and cancel unwanted subscriptions
- Negotiate bills and save money
- Credit monitoring included
Mint
Popular free budgeting app that helps you track spending, create budgets, and monitor your financial goals.
- Free budgeting and expense tracking
- Bill reminders and alerts
- Financial goal setting
- Credit score monitoring
Financial Education
Consumer Financial Protection Bureau
Government agency providing free financial education resources, tools, and consumer protection information.
- Free financial education materials
- Consumer complaint database
- Financial tools and calculators
- Consumer protection information
MyMoney.gov
Federal government's website dedicated to teaching Americans the basics about financial education.
- Five building blocks for financial success
- Age-appropriate financial education
- Free educational materials
- Financial tools and resources
Local Resources
Virginia Consumer Protection
Virginia's consumer protection resources and information for residents dealing with financial issues.
- Consumer complaint filing
- Consumer protection laws
- Scam prevention information
- Local consumer resources
Local Credit Unions
Consider joining a local credit union for better rates and more personalized financial services.
- Often better rates than banks
- More personalized service
- Lower fees
- Community-focused
Online Security Tips
When using online financial tools, always prioritize your security:
Use Strong Passwords
Create unique, complex passwords for each financial account
Enable Two-Factor Authentication
Add an extra layer of security to your accounts
Check URLs Carefully
Always verify you're on the correct website before entering information
Beware of Phishing
Don't click links in suspicious emails or text messages
Need Personalized Help?
While these resources are helpful, nothing beats personalized guidance from our credit experts.